SK Finance Ltd has announced the appointment of Jai Pancholi as its new Chief Risk Officer (CRO), marking a pivotal addition to its leadership team. With a distinguished career spanning more than 20 years across India’s leading financial institutions, Pancholi brings deep expertise in risk management, retail lending, and credit policy.
Prior to this role, he served as Head of Risk & Policy – Retail at Hero FinCorp, overseeing key verticals such as wheeled and inventory finance. His career also includes nearly six years at ICICI Bank, where he managed auto loans and loan-against-securities (LAS) policies, and over a decade at HDFC Bank as Assistant Vice President, handling both secured and unsecured credit portfolios.
A Chartered Accountant with a Master’s degree in Corporate Law, Pancholi is known for blending legal and financial acumen to strengthen enterprise-wide risk frameworks. His comprehensive background includes experience in credit underwriting, portfolio management, scorecard development, post-disbursement documentation (PDD) control, and financial analytics.
Pancholi’s appointment underlines SK Finance Ltd’s strategic focus on enhancing risk governance, digital automation, and robust credit policy development at a senior level, as it continues its growth in India’s NBFC sector.
